Leave Xero when the unlimited-user trick is no longer worth a product that cannot speak PAYE. Zoho is cheaper per organisation. Tyms is cheaper per seat on the public annual price and is disclosed as publisher. QuickBooks is the sideways move if your new accountant lives there.
Why people switch
| No Nigerian tax edition | VAT is a rate you type. PAYE is somewhere else. |
|---|---|
| Early caps | 20 invoices is not a trading company. |
| USD | Same FX problem as every global cloud here except Wave’s free tier. |
Ranked alternatives
1
Lower list price if you do not need Xero’s practice suite.
SMEs, not networks.
Standard $20/mo
2
Better ProAdvisor coverage in some Lagos firms; worse on users.
Clients who asked for QBO by name.
Simple Start $38/mo
3
Local team. Not a Xero HQ clone. Publisher.
Founders who will still file tax themselves.
$200/seat/year
Profiles
- zoho-books in Nigeria
Lower list price if you do not need Xero’s practice suite.
- quickbooks in Nigeria
Better ProAdvisor coverage in some Lagos firms; worse on users.
- tyms in Nigeria
Local team. Not a Xero HQ clone. Publisher.