Published by Tyms Inc. This profile is not a paid ranking.
Tyms
Tyms is an AI-assisted double-entry ledger built in Lagos and available to Ghanaian businesses at $200 per seat per year (about GH₵2,330). It is strongest on catching up and maintaining books from bank and Mobile Money statements; it is not a GRA E-VAT certification system, and its Ghana footprint is smaller than its Nigerian one. Tyms Inc. publishes this site.
Last verified 28 Oct 2026 · Reviewed by Accounting Software Africa editorial, Publisher editorial desk. Tax figures are cited to the Nigeria Tax Act 2025. Assign a named ICAN reviewer in this field before treating a page as a signed professional opinion.
- Product kind
- All-in-one
- Made in
- Nigeria
- Headquarters
- Nigeria / United States
- Founded
- 2021
Strengths
- African-made
- Lagos product team
- AI catch-up books
- Invoicing + inventory in one seat
What it actually is
Tyms is a full cloud ledger built in Lagos, not a payroll bureau and not an NRS Access Point. Strength is double-entry, invoicing and catch-up bookkeeping with an AI agent. PAYE, WHT schedules and accredited e-invoicing stay outside the box.
Features
| Feature | Coverage | Note |
|---|---|---|
| Double-entry ledger | Core strength | The product is a ledger first; AI sits on top of books, not a spreadsheet. |
| Bookkeeping | Core strength | Catch-up years and statement import are a stated motion. |
| Invoicing | Strong | VAT can sit on invoices. Not an accredited NRS QR/clearance gateway. |
| Inventory | Present | Stock is in the same seat as the books on the public Evolve plan. |
| Financial reports | Strong | P&L, balance sheet and tax intelligence for the books you keep here. |
| Multi-currency | Strong | USD and NGN books are a stated use-case. |
| VAT | Present | Rates can be tracked. Filing is still an NRS process. |
| WHT | Present | Withholding can be booked; statutory schedules are yours. |
| Bank feeds | Present | Statement upload and processor links; confirm the Nigerian bank on a demo. |
| Mobile app | Present | Mobile access is part of the public product, not a separate SKU. |
| Accountant portal | Present | Accountants can work the file; it is not Xero HQ. |
| Payroll / PAYE | Present | Payroll is included on the Plus plan; statutory filing packs per country are not turnkey. |
| E-invoicing | Limited | Not claimed as an NRS-accredited Access Point on the public site. |
| Spend / cards | Limited | Not a spend-card product. Approvals and cards are not the buying reason. |
| Approvals | Present | Approval workflows on the Plus plan. |
| Fixed assets | Present | Fixed asset register on the Plus plan. |
Africa reach
| Countries | Presence |
|---|---|
| Nigeria | Available |
 Ghana | Available |
 Kenya | Available |
 South Africa | Available |
Pricing
| Plan | Amount | Billing | Includes | As of |
|---|---|---|---|---|
| Plus (annual, per seat) | GH₵2,330 | Annual | $200/seat/year. 1,500 transactions per seat per month, 5 bank connections, inventory, payroll, fixed assets. | 28 Oct 2026 |
| Done for you (annual) | GH₵11,650 | Annual | $1,000/year per 500 entries a month; books kept by Tyms’ in-house team. | 28 Oct 2026 |
Compliance
| Requirement | Status | Note | Verified on |
|---|---|---|---|
| E-invoicing | Via third party | Not a GRA E-VAT certification system; use GRA’s system alongside. | 28 Oct 2026 |
| VAT filing | Partial | Taxes tracked in the books; filing with GRA. | 28 Oct 2026 |
| WHT | Partial | Withholding recorded; certificates handled outside. | 28 Oct 2026 |
| PAYE | Partial | Payroll included; confirm Ghanaian PAYE and SSNIT handling in a demo. | 28 Oct 2026 |
| Local COA | Supported | Custom chart of accounts. | 28 Oct 2026 |
| Multi-currency | Supported | USD and local-currency books. | 28 Oct 2026 |
| Bank feeds | Partial | Statement upload and AI categorisation; live connections where supported. | 28 Oct 2026 |
Best for
- SMEs with a backlog of uncategorised statements
- Accounting firms catching up client books
- Founders who want books done for them
Not suitable for
- VAT-registered retailers needing E-VAT at the till
- Large employers needing a full Ghanaian payroll engine
Local support
Tyms is run from Lagos; support for Ghanaian customers is online in the same time zone.
Migration notes
Upload bank and MoMo statements, let the AI categorise, then review. Import opening balances from the old system’s trial balance.
What does Tyms cost in cedis?
$200 per seat per year is about GH₵2,330, or about GH₵194 a month equivalent, converted at GH₵11.65 per dollar. Tyms states it bills in local currency where supported.
Where does Tyms fit in a Ghanaian finance stack?
As the ledger for a services SME or a practice catching up client books. Pair it with GRA’s E-VAT system for certified invoices if you are VAT-registered.
Where does Tyms lose in Ghana?
Against Zoho Books on price for a three-user team, and against TallyPrime or Business Central for heavy inventory. We say so on the alternatives page.
Sources
- Tyms pricing 28 Oct 2026
- Crowe Ghana — VAT reform 2026 28 Oct 2026
- Stanbic Ghana daily FX sheet 28 Oct 2026
Keep reading
- QuickBooks alternatives in Ghana
Where Tyms ranks.
- Zoho Books in Ghana
The value competitor.
Try Tyms, with the disclosure in mind
This is a labelled exit to the publisher’s product. Start with your own bank statements and see whether the books close faster.
Related in Ghana
- How to choose accounting software in Ghana
- Xero works in Ghana as a clean cloud ledger with a large app marketplace, but it has the thinnest local footprint of the global products: no Ghanaian bank feeds, no E-VAT link and multi-currency only on the top plan. Choose it when your accountant or parent company already runs Xero.
- TallyPrime is a strong fit for Ghanaian traders, pharmacies and distributors who move lots of stock, want a one-time licence instead of a dollar subscription, and have a bookkeeper who knows Tally. E-VAT integration and remote access come through Ghanaian partners.
- Zoho Books is the best-value cloud ledger for most Ghanaian SMEs: a real free plan, paid plans from about GH₵175 a month billed annually, three users included, and inventory from Professional. It does not certify GRA E-VAT invoices on its own, so VAT-registered businesses still need GRA’s system or an integrator.
- Business Central is the natural ERP step for Ghanaian distributors, manufacturers and NGOs that have outgrown QuickBooks or Tally: purchasing, inventory, approvals and the ledger in one cloud system. Budget about GH₵932–GH₵1,282 per full user per month at list, plus a partner for the 2026 VAT structure and an E-VAT connector.
- QuickBooks Online is the most requested cloud ledger among Ghanaian accountants who trained on it or serve foreign-owned clients. You pay in dollars, you configure VAT, NHIL and GETFund yourself, and GRA E-VAT certification needs GRA’s own system or a third-party connector. For inventory-heavy traders, TallyPrime or an ERP is the better fit.